When setting out on a road trip, there are 2 types of travelers; those who read the map or set the GPS, hit the gas & go. Others first talk to an experienced traveler to choose the route, or stop to confirm directions at a gas station. Both can get you to your destination. The same is true of the long-distance passage to retirement. https://www.facebook.com/pages/Sun-Life/360802674095723?fref=ts